Foreign Service Days Purchase Service (Yurt Dışı Borçlanma)

Buy Your Past Working Days.. And Move Closer to Retirement in Turkey

The "Yurt Dışı Borçlanma" (Foreign Service Borrowing) service, offered by the Social Security Institution (SGK) via e-Devlet, allows foreign residents – especially Syrians and other Arab nationals – to count the years they worked in their home countries or elsewhere towards their Turkish insurance record. This procedure, often called "importing working days," significantly shortens the time required for retirement, making it a strategic choice for every worker planning their future in Turkey.

After logging into e-Devlet with your password, search for the SGK Yurt Dışı Borçlanma Başvurusu service. You will need to prepare documents proving your previous employment duration (work contracts, payslips, or insurance records) translated and certified. The system asks you to specify the period you wish to buy, and then calculates the installments due based on the minimum wage. Once you confirm the application and complete the payment within the deadline, the purchased days are added directly to your insurance balance.

Do not underestimate this service; every extra working day you buy means you are one step closer to a permanent retirement pension and full access to healthcare services for the insured. Track your application status via e-Devlet, and keep a copy of the payment receipt to confirm the transaction.